To anyone! You do not need to pay professional service or consulting fees to get the help you need to resolve your delinquent loan.

The State of California has determined that the practice of offering consulting services to those with delinquent mortgages presents an opportunity for abuse. The California Civil Code Sections 2945-2945.11 can be accessed by checking this link.

In most cases, you can work with your mortgage company to determine what options are available to you to resolve your delinquent mortgage. If the problem that led to your delinquency is temporary, you may want to explore the possibility of a Forbearance or loan modification agreement with your mortgage holder.

We offer a FREE guide to negotiating a Forbearance Agreement with your lender.

If your situation is so complex that you feel you need guidance, call us. We do not charge consulting fees and we will do all we can to give you the help you need.

It is possible that your situation involves legal issues that call for advice from an attorney. In that case, you should consult with an attorney versed in either real estate or contract law.